By Jay

MoneyGuru.co Review Scam or Legit

Hi, and welcome to my MoneyGuru.co Review.

You want to make money online and MoneyGuru caught your attention The same thing happened to me. I received an email recommending MoneyGuru and my curiosity got the best of me.

You may be dealing with a stack of bills or a debt that’s weighing you down and a platform like MoneyGuru sounds like the perfect solution, but are they a scam?

Or is MoneyGuru legit?

In this review I will discuss who MoneyGuru.co is, what they do and how they work. I’ll also reveal what I discovered and explain why I don’t think sharing your information with them is safe.

The deeper I dove into this platform, the more apparent it became I’ve reviewed many sites like this before.

The topics I will cover in this review are…

  • What is MoneyGuru.co?
  • Is MoneyGuru.co a Scam?
  • How Does MoneyGuru Work?
  • MoneyGuru Reviews and Complaints
  • What I Like About MoneyGuru
  • What I Don’t Like
  • Where Do You Go From Here?

Disclaimer:
Please note, I am not a member or an affiliate for WiredBucks. This review has been researched with information and/or testimonials that are available online in the public domain. Any recommendations and/or conclusions are strictly opinions and may not apply to, or agree with, all persons or situations. See full disclaimer for more info

What is MoneyGuru.co?


MoneyGuru.co is a site that pays your for doing tasks online such as installing apps, referring friends, playing games, watching movies and completing surveys.

The claim to be the #1 app install affiliate network who have paid over $44 Million Dollars to 730,000 members since 2010.

It’s a big claim, but is it true?

MoneyGuru.co Homepage
MoneyGuru Homepage

They claim to credit your MoneyGuru account $10 for signing up along with $5 when you invite friends and complete tasks.

There’s a catch though…

Crediting your MoneyGuru account is not that same thing as transferring actual money to your bank account.

Your members’ area may display thousands of dollars, which on the surface sounds exciting. But until that money is in your actual bank account, it’s nothing more than numbers on a screen.

Having reviewed hundreds of scams online, I can tell you in most cases with platforms like this… the money you allegedly earn remains that way – as numbers on a screen.

Is MoneyGuru.Co a Scam?


Before I go any further, let me say I am only the messenger. I’ve spent many hours researching MoneyGuru so you don’t have to, but that doesn’t mean you’ll like what I have to say about them.

That will be especially true if you’ve already spent valuable time with MoneyGuru doing tasks and sharing your referral link online.

I know what it’s like looking for a way out of a bad financial situation. It’s a horrible feeling. Trapped and worried like you’re on a train that’s running out of track.

Unfortunately, scammers know this too.

The web is a jungle of scams, many that are part of a bigger network which includes scams like WiredBucks, CashForShare and Social Bounty. In fact, I’m pretty sure MoneyGuru is just another in this long line of these scams.

Let me explain…

Below is the homepage of a well-known scam called EarnBig, followed by the MoneyGuru homepage. Look familiar?

MoneyGuru same scam as EarnBig
MoneyGuru.co and EarnBig.co are the same scam

As you can see these two websites are pretty much identical. They both claim to be the #1 app install network. They both claim to have paid out $44,700,000+ to their members, and even their logo is the same.

This is a huge red flag and we could stop here. But I promised you a MoneyGuru review, and that’s what I’m going to give you.

I wish I could start it on a more positive note, but MoneyGuru is not like well-established survey sites such as Survey Junkie and Inbox Dollars.

They may claim to pay more than legit sites, but what does it matter if you never get paid. Real survey sites don’t pay a lot, but for those just getting started, it’s a good first step.

As you gain more experience online, you may consider an online business.

You may be at home with children to look after or have health difficulties which make a regular job challenging.

If that’s the case and a full-time income online is what you want, knowing how and where to get started is what you need in order to get what you want.

Now, I’m going to give you a free step by step beginner’s guide to making money online and you can get it by Clicking Here

Red Flag #1 – Fake Testimonials


I suppose we can call this red flag #2 since the first one above is big enough on its own, but let’s pretend we didn’t see it.

MoneyGuru goes through great lengths to get testimonials, so I’ll start there. The first is on their home page (screenshot below) of Matthew Young who claims he earned more than $97,000 with MoneyGuru…

MoneyGuru Homepage Testimonial Fake

As you can, Matthew Young is also a Medium Author and a Dentist model.

Of course, neither is true. Whoever this is, it’s not someone named Matthew Young. He is a paid model and his picture is just a stock image used by many websites.

But what about the video testimonials? Sure those would be harder to fake right?

No, they are quite easy to fake actually. You can hire video “spokespeople” on the freelance site Fiverr to say pretty much anything… including how great MoneyGuru is…

MoneyGuru Fake Testimonial Actors Fiverr
Source: MoneyGuru.co and Fiverr.com

These are just a few examples, but I can assure you all the testimonials on MoneyGuru.co are fake.

Let’s think about this for a moment…

MoneyGuru claims they’ve been around since 2010 (more on that in a moment) and to have paid out over 44 Million Dollars to several hundred thousand members… and yet the only testimonials they can come up with are fake?

There is obviously a problem here.

Red Flag #2 – Fake Address


At the bottom of MoneyGuru’s website, you’ll see their address. Or at least, what they claim is their address.

It reads…

Burgerweeshuispad 101
1076 ER, Amsterdam, The Netherlands

Here’s the problem, that address also belongs to a small company called Nikon Europe…

MoneyGuru Fake Address
Source: MoneyGuru.co and dnb.com

Okay, maybe it’s not a small company. In fact, you may have heard of Nikon… they’re kind of a big deal, and you may even own one of their cameras. My wife does…

But I’m straying off topic.

The point is that MoneyGuru is claiming a fake address.

Red Flag #3 – No Owner


Since MoneyGuru is using a fake address, that kind of brings our attention to another suspicious red flag for a company that claims to pay out tens of millions of dollars…

There is no Owner, no CEO, no Director of Marketing or any executive attached to what is supposed to be a big company. I’ve searched and found nothing, which isn’t surprising.

Red Flag #4 – Fake Payment Proof


Well, we know the testimonials are false, but what about the proof of payment examples?

Again, these are nothing more than recycled images from their other scams.

Below is just one example of them using the same image from another one of their scams called Social Bounty, with some minor modifications.

MoneyGuru Fake Payment Proof
Source: MoneyGuru.co and SocialBounty.co

Again, I could go through image by image, but it’s the same story for each one. The point is, and it’s the same point I made regarding using fake testimonials…

Why?

Why would they need to use fake payment proof if they’ve paid out tens of millions of dollars?

The answer is that they don’t have real payment proof because they’ve never paid out a single dime, and how do I know that? Keep reading…

Red Flag #5 – Impossible Terms of Service


MoneyGuru has never paid any member anything…

I know that because you must be at least 99 years old to use MoneyGuru and while I could be wrong; I don’t expect there are many 99-year-olds and up cashing in on MoneyGuru.

Here it’s specified in their terms of service…

MoneyGuru Terms of Service
Source: MoneyGuru.co

The writing may be a little small to read, so I’ll repeat it,

“By using the MoneyGuru BV Sites and Features or our Services, you represent, warrant and covenant that you: (i) have the power and authority to enter into and be bound by these Terms; (ii) shall use the MoneyGuru BV Sites and Features and our Services only as permitted by these Terms, and any applicable Additional Terms, and not for any unlawful purpose; and (iii) are ninety-nine (99) years of age or older. If you are under the age of ninety-nine (99), you are not allowed to use the MoneyGuru BV Sites and Features nor our Services. Some offerings on the MoneyGuru BV Sites and Features or our Services may be subject to additional age restrictions.”

MoneyGuru specifically states that if you are under the age of 99, you are not allowed to use their site.

So if you’re spending your days and evenings doing tasks for MoneyGuru and you’re not yet ninety-nine years old, you’re wasting your time. That’s not me saying it, that’s MoneyGuru saying it. It’s right in their terms of service.

Red Flag #6 – Fake History and False Claims


So we’ve uncovered fake testimonials, fake payment proof, and a fake address.

I wonder what else about MoneyGuru is fake… other than MoneyGuru itself.

Casually mentioned in their frequently asked questions, they claim they’ve been growing their network since 2010 (screenshot below)

MoneyGuru Frequently Asked Questions
Source: MoneyGuru.co

If they’ve been around since 2010, we can easily pull up some evidence to prove them right…

… or prove them wrong.

Here’s what I found…

MoneyGuru.com Domain Registration
Source: Whois.com

Their website, moneyguru.co was registered on June 25th, 2020.

I’m not great at math, but I know that 2020 is not 2010. So we know they are lying about their age, and that questions their other claims.

If it were true they’ve been around for a decade or more, their numbers might be half-believable – 730,000 members and $44.7 paid out to members.

But to pull in those kinds of numbers in the last couple months from their very inception? From the date they registered their site?

C’mon…

In the FAQ screenshot above, I also highlighted how they earn their money, because it’s important to where their money comes from if we want to understand where your money is coming from.

And according to their FAQ, advertisers pay them.

Not just any advertisers either… they’re talking about big brands like McDonald’s and RedBull.

I’m not sure about you, but nowhere on their site do I see big brand ads with an impact that would justify tens of millions of dollars in revenue.

In fact, since MoneyGuru claims to pay you a $10 bonus just for signing up, they’ve committed to $7.3 Million Dollars before would-be members even see their dashboard ($10 each to 730,000 members).

And if you’ve signed up for MoneyGuru as I have, you’ll notice there isn’t a single ad from these big brands up to that point.

We can also ask ourselves if…

… big brands like McDonald’s, Redbull, Amazon and others would even associate themselves with a “company” that promises easy money online but copy’s their homepage word-for-word (and image-for-image) from a known scam, and uses fake testimonials, fake payment proof, a fake address, and a fake founding date.

I doubt it.

MoneyGuru is a scam that pretends to be a legitimate rewards site. They use false incentives to persuade members into promoting their scam on social media, blogs, forums and YouTube.

There’s a reason legit survey sites like Survey Junkie and Inbox Dollars don’t pay the amount of money that sites like MoneyGuru claim to pay…

… it’s because they’re actually legit. They may not pay a lot, but they will pay.

If a full-time income online is what you’re after, an online business may be what you want.

You may be at home with young ones or caught in a struggling economy. Mabye you just don’t like your job and want a way out.

If that’s the case and a full-time income online is what you want, knowing how and where to get started is what you need in order to get what you want.

Now, I’m going to give you a free step by step beginner’s guide to making money online and you can get it by Clicking Here

How Does MoneyGuru Work?


If you’ve skipped ahead and you’ve just started reading here, I’ll echo what I said above. MoneyGuru is a scam.

How does the MoneyGuru work though? Why would they go through all the effort to create a scam like this?

I’ll first explain how MoneyGuru is supposed to work, and then how they really work.

Step 1. Join for Free

MoneyGuru is free to join and once you’ve provided your name, email and password they will bring you to the members dashboard which looks like this…

MoneyGuru Main Dashboard
MoneyGuru.co Member’s Dashboard

As you can see in the top right corner, your account is automatically credited with $10.00 (your sign-up bonus).

Step 2 – Perform Tasks

There are many tasks you can begin with. You can choose between…

  • $5 Task Wall (tasks include sharing your email and credit card information)
  • Review Wall (get paid $1 for reading MoneyGuru reviews)
  • Refer & Earn (share MoneyGuru with friends and family)
  • Social Media Tasks (say great things about MoneyGuru on social media)
MoneGuru Dashboard Sidebar
MoneyGuru Members Area Sidebar

Tasks from the task wall and referrals pay $5.00.

You also allegedly earn 10% on your referrals earnings.

Social media tasks pay $10 each.

Step 3 – Cash Out

Step three is where MoneyGuru falls apart. Remember, you must be at least 99 years-old to even use MoneyGuru according to their terms of service (which you must agree to when signing up).

Whether or not you’re 99 though, MoneyGuru will not pay you. They’ll claim there was fraud activity detected on your account, or they’ll just ignore you.

Inside the referral dashboard they say…

WARNING (!)When confirming payments, if our team finds any fake referrals/clicks, your payment will not get approved and your account will be banned.

This will be their go-to excuse for not paying you.

The real reason they don’t pay you though, is because they don’t have that kind of money. No one is paying them the kind of money that they’re promising to pay you.

RedBull and McDonald’s are not giving MoneyGuru millions of dollars. They just aren’t.

In fact, I doubt anyone from those companies have even heard of MoneyGuru, and until you recently I’m betting you’ve never heard of them either. I know I haven’t.

How MoneyGuru Really Works


When you sign up for MoneyGuru you provide two very important pieces of information:

  • Your email
  • Your password

Most people will use a unique email/password combination that can’t be found anywhere else.

However, a certain percentage of people will use the same email and password that they use to sign into things like Amazon, Apple, their email and so on…

For those people, MoneyGuru know has that information and they can use software that repeatedly tries to sign into those accounts. Imagine a stranger getting hold of your Amazon login where your credit card is on file and they can buy whatever they want with it.

This is very dangerous, and it’s one reason MoneyGuru exists. It’s why they want you to share it and promote it to your friends and family.

In addition, they ask you to share sensitive information when completing tasks.

MoneyGuru Members Task Wall
MoneyGuru Member’s Task Wall

Highlighted in the image above you’ll see that one task asks you confirm with a credit card (I highlighted the other task just because it’s absurd to say ‘Get a $150 Amazon Gift Card’ just for entering your email address).

Please do not share your credit card information with MoneyGuru or any of its associated partners.

As I mentioned earlier, MoneyGuru is part of a Network of sister scams that also includes sites like PlentyBread, BonusJunkies and ZoanCash.

Two other sites in this network are called Kids Earn Money and Notion Cash, which have both been flagged by the Better Business Bureau.

Here’s what the BBB has to say

“Consumers often report to BBB that they sign up for what they think is an online marketing agency, where they will earn money by completing “tasks.” The money appears to tally in the account for each completed task, but when consumers try to apply for payment, often when they reach a $250 threshold or some other set amount, they allege that they are unable to retrieve the promised payment or contact the company for assistance.”

They go on to say this about these types of schemes…

“To make matters worse, they have also provided the outfit running the scheme with sensitive information such as name, telephone number, email, and in some cases, Cash App or PayPal account information. They also may have provided the names and contact information of friends and family members in the referral process.”

It goes without saying, sites like MoneyGuru are not sites you want to get involved with.

If you’ve already provided MoneyGuru with your personal information including an email/password combination you’ve used for other accounts, I recommend you change it immediately. It’s not possible to recover that information once it’s out there.

MoneyGuru Reviews and Complaints


MoneyGuru is still relatively new at the time of this review and there are few complaints. The reason for that is that there are not many people who have tried cashing out yet.

What typically happens is a few months go buy, the scam becomes popular as people are sharing it online and doing tasks. Their “money” appears to be accumulating in their members’ dashboard so they continue doing tasks and promoting the site.

Then there’s a wave of people who try to cash out and when they do we get reviews and complaints like these…

Reviews and Complaints from Scam Network
Reviews and Complaints from Scam Network Pt2
Source: GigHustlers.com

These are what we find with all of their sister scams (in the reviews and complaints the scam is Tap2Earn)

What I Like About MoneyGuru


Whenever I a review a company or program I do my best to find something I like about it, even when it’s not a great company or program.

With MoneyGuru.co though… there is absolutely nothing I like about it. It’s a flat-out scam, and a dangerous one too.

What I Don’t Like


  • MoneyGuru will harvest your data and steal personal information, which can be used for hacking and for identity fraud.
  • They give you hope. I haven’t talked about this much perhaps the cruelest part of MoneyGuru is that money they are promising lifts a tremendous weight of your shoulders. You will actually feel lighter seeing your money accumulate in your MoneyGuru account, but the weight that comes crashing back down when you find out they won’t pay you is worse that it was before they gave you hope.
  • Lies, deceptions and more lies. It’s a scam.

Where Do You Go From Here?


I know you have bills to pay. You may even have large debts weighing you down, keeping you up at night, causing you endless worry and anxiety.

If I could tell you MoneyGuru was the answer you’ve been looking for, I would. But I can’t.

In fact, just the opposite. MoneyGuru is incredibly dangerous and could make your situation even worse.

And, I touched on this above, but perhaps the most painful thing MoneyGuru does is give you hope. They shine a light that reaches the end of the tunnel, but it’s a trap. It only leads you down another tunnel with a dangerous cliff at the end.

Look, I don’t know that harm is what the creators of MoneyGuru are trying to cause. I don’t know that it gives them pleasure. They may just be trying to feed their own families and your information is just a commodity that sells.

Either way, I do NOT recommend MoneyGuru. And if you’ve already done tasks and you’ve been recommending them to friends and family, you’re not alone.

I’ve gone down that road before too. Not specifically with MoneyGuru but in the years I’ve online I’ve seen my fair share of scams. Fortunately I’ve seen my fair share of good programs too.

You might be a student in school or a single parent at home. You may have health challenges that make regular work difficult, or maybe you just hate your job and you’re desperate for a way out.

If that’s the case, an online business is what you want. 

With all the scams and schemes out there though, knowing how and where to get started the right way is what you need in order to get what you want.

Now, I’m going to give you a free step by step beginner’s guide to making money online and you can get it by Clicking Here

If you’re just looking for a simple way to make some extra spending money, legit online survey and get-paid-to sites are good way to get started.

Sites like Survey Junkie will pay you for your opinion and Inbox Dollars offers rewards for doing things like watching videos, visiting websites and searching the web.

To be clear, these site won’t pay the amount of money sites like MoneyGuru claim to pay, but the big difference is they actually pay. They are well-established companies that have been around for many years.

They’re not my first recommendation but if you’ve never made money online before, they can be a good place to start.

I hope my MoneyGuru review has been helpful and if you have any comments, questions, or experience with MoneyGuru, please share in the comments section below.

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