ATPAYS Review – SCAM or Legit Activity Site That Pays?

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ATPAYS Review Banner

Hi, thanks for stopping by. I’m glad you found my ATPAYS Review.

You may be struggling for work or buried under a pile of bills. Maybe both. I've been there too, as have millions of others. You're not alone. 

ATPAYS, which stands for Activities That Pays, is a rewards site that claims to help people in your situation, but are they legit? 

Or… is ATPAYS a scam? 

ATPAYS Review Official Site

If you’re unfamiliar with rewards sites, no problem. I'm going to explain how rewards sites work in this review. ATPAYS is unique though. They are quite different from some other well-known rewards sites which I'll also get more into below. 

So, I'm going to talk about who ATPAYS is, how they work, and what makes ATPAY's unique. And, I’m sure you're just itching to find out if they're legit, so I'll talk about that too. 

The broader topics I'm going to cover are below… 

  • What is ATPAYS?
  • Is ATPAYS a Scam?
  • How Does ATPAYS Work?
  • ATPAYS Reviews and Complaints
  • What I Like About ATPAYS
  • What I Don’t Like
  • Where Do You Go From Here?

Please note, I am not a member or an affiliate for ATPAYS. This review has been researched with information and/or testimonials that are available online in the public domain. Any recommendations and/or conclusions are strictly opinions and may not apply to, or agree with, all persons or situations. See full disclaimer for more info


If you look at the ATPAYS site, you’ll see it contains blog posts and ads. This is quite different than the typical rewards site which is more of a platform than a blog. 

I also can't remember ever seeing a site like this accepting advertisements on their introduction page. If it's working for them though, who am I to argue with their methods, right?

And as a membership site, you are required to pay ATPAYS to join.

Inside you will find they are also an affiliate site for the following companies:

  • Jumia – An Online shopping for groceries in Nigeria
  • Konga – A Nigerian e-Commerce company
  • Whogohost – A web hosting company in Nigeria

ATPAYS is relatively new. Based on the data from domain information site, ATPAYS was registered in India on May 31, 2019.

To be honest, with ATPAYS primarily promoting Nigerian companies, I expected them to be from Nigeria. But, the internet is global and there are no rules that say they have to be… 

ATPAYS Review Registration Information

Having said that, despite being registered in India, they primarily do business in Nigeria because ATPAYS’ terms and conditions specifically reference Nigerian law. They may be headquarted in India, but I'm inclined to believe ATPAYS is a Nigerian company.

ATPAYS Review Nigerian Law
Source: ATPAYS Site

ATPAYS also makes use of Nigerian money – their currency is called Naira. And just so you know, 1 Nigerian Naira is currently equal to 0.00026 USD (but this may be different depending on when you're reading this).

ATPAYS Review Nigerian Naira Vs USD

I’ll talk more about how ATPAYS works in a minute – for now, let’s find out if they’re legit or a scam.

Is ATPAYS a Scam?

It's no surprise that one of the most common questions about ATPAYS is whether they're a scam. Making money online in itself attracts a lot of shady scammers, and this is especially true for rewards sites. 

We get a lot of emails Nigeria because there are some challenging limitations to making money online if you live there. So when I learned about ATPAYS I was excited – hoping they might provide a legitimate opportunity. 

Unfortunately, after a little research I found some red flags which I'll review…

Red Flag #1 – Questionable Origins

ATPAYS’ About page simply says it was “created by a visioned entrepreneur”.

ATPAYS Review About Page
Source: ATPAYS Site

That's a pretty weak statement to be honest. It doesn’t tell us much about the company’s history or it's founder. Nor does it give us confidence that what we're being told is true. 

So, while in no way is this detail evidence they're a scam, it's also not a good start.

Red Flag #2 – A Clone of

There’s another site that looks exactly like ATPAYS. In fact, it’s also called ATPAYS, but it comes with a different domain address. You may have even discovered ATPAYS from this other site.

I’m talking about

ATPAYS Review Site

I smell something shady going on here… ATPAYS’ other pages also redirect to the site. And upon checking’s registration details, I found they were registered in Pakistan (screenshot below).

ATPAYS Review Clone of

One of the most common misdirects scammers use is to shut down their scam when it's exposed and copy it over to a new domain name so no one is the wiser.

You'll also notice their registration location jumping around from country to country so no one can track them.

So I must say, I'm not feeling too good about ATPAYS so far. They have 2 identical websites with different addresses involving three different countries (Nigeria, India, and Pakistan), which raises a lot of questions. 

To be clear, this doesn't mean they're a scam. It's just not something you typically see from an established business unless they have separate branches with specific contact information for each branch. 

Red Flag #3 – You Need to Pay to Start Earning

If ATPAYS is legit, it’s very unusual they’re asking you to pay first before you join. 

This is not how most legit rewards sites work.  

Well established and legit sites like Survey Junkie and Inbox Dollars for example are completely free to join (it's their clients who pay). 

A company or brand will contact them to conduct market research, they'll pay the online survey company and the survey company pays you. 

The amount they pay won't make you rich of course, payouts are relatively small, but if you've never made money online before and you're looking for something free, they're a great way to get started. 

They can also be a stepping stone to something more serious like an online business

You may be at home because of difficulties with your health for example, or young ones to look after. 

If that’s the case and a full-time income online is what you want, knowing how and where to get started is what you need in order to get what you want.

To learn how I did it, I'm going to give you a free step by step beginner's guide to making money online and you can get it by clicking HERE.

ATPAYS on the other hand is asking you to open up your wallet and pay N1,500 first, roughly $3.50 to $4.00 USD depending on the current exchange rate. 

They also call themselves an affiliate site (different than a rewards site) – but Clickbank as an example is also an affiliate site, and they are also free to join. So this doesn't explain their entry fee. 

Asking you to pay for something upfront is one of the biggest signs that something is a scam. That's not always the case of course, but it’s a common scenario I've seen time and time again after reviewing hundreds of these types of sites.  

Red Flag#4 – They’re Asking for a Lot of Personal Information

For a website with questionable origins, ATPAYS sure is asking for a lot of personal information when you join (e.g. your name, mailing address, and email).

Since their business origins are a little vague, hinting at any one of the three countries we mentioned before (Nigeria, India, and Pakistan), I wouldn't be comfortable sharing this information… especially when it comes to things like bank information or payment providers when it's time to release your payments.

ATPAYS Review Personal Information
Source: ATPAYS Site

Once again, I'm NOT saying this is proof they're a scam. I want to them to be legit… but this is something you should be concerned about. 

Red Flag#5 – You Must Agree to Receive Emails From Them

According to ATPAYS’ terms and conditions, you’re agreeing to receive emails from them when you register to their site. They’re not giving you the option to opt-out of these emails, which is odd.

I can't think of a legit company that doesn't offer you the option to opt-out of receiving emails. I'm not even sure it's legal in most countries. 

In the case of ATPAYS, it's the only option you have. If you refuse to receive their emails they will cancel your account. It’s like agreeing to receive spam emails from them!

ATPAYS Review Receive Emails
Source: ATPAYS Site

Red Flag #6 – More Security Issues

ATPAYS’ terms and conditions also state that they have the right to track your online activities.

Yes, aside from getting hold of your personal information when you sign up to their site, they also explicit say they have to “right” to monitor your every move. 

If you read the statement below, they are not only talking about your activity on their platform, they go further and claim they have the right to track your individual browser activity as well.  

ATPAYS Review Track User Activities
Source: ATPAYS Site

This is extraordinary. It's also extremely dangerous! (And it’s right there on their terms and conditions)

I mentioned earlier that I was excited about ATPAYS because we get a lot of email from Nigerians looking for ways to make money online. But, this red flag is an absolute deal breaker for me and the biggest reason I won't recommend them. 

Red Flag #7 – There’s No Money-Back Guarantee

Like some of the other of the red flags, not having a money-back guarantee doesn’t necessarily mean they're a scam.

However, not offering money-back guarantee begs the question. Why?

Are they not confident in their membership program? 

It would be a sign of good faith and it shows that the creator is confident in what he or she is offering. In the case of ATPAYS, their refund policy explicitly says that they’re not giving any refunds. 

ATPAYS Review No Refund Policy
Source: ATPAYS Site

So, if you’re not satisfied with ATPAYS, you're out of luck. You can’t do anything about it.

Red Flag #8 – Payment Issues

One of the strangest things I found on ATPAYS’ terms and conditions is their admission that you might not get paid. And they also say they’re not to be held liable for non-payments. 

ATPAYS Review You Might Not Get Paid
Source: ATPAYS Site

So they’re explicitly telling you that you might not get paid and you can’t blame them for it. 

Claiming the right to monitor your browser activity while also claiming they have the right to not pay you is a recipe for disaster. 

So… is ATPAYS a scam?

Based on the above red flags, it's my opinion you should avoid ATPAYS regardless of whether they're a scam. So, to be clear… I'm not calling them a scam. I just can't recommend in good conscience a company who charges you to join but tells you that even if you do the work, they may not pay you. 

You're not only giving them money, you're giving them your time with the potential of getting nothing in return.

They are offering high risk for little reward. And, this is the first time I’ve seen a platform that just flat out says you can’t blame them (aka “go after them”) if they don’t pay you. 

And come to think of it, who will you go after?

They don't give you a contact name, we don't know who is behind ATPAYS, or even what country they are from. The best they can do is give you a Whatsapp contact and tell you to wait for some time in the future until they have enough to pay you. And if they don't pay you… they are not liable. 

I'm not feeling very good about ATPAYS. Sorry…

How Does ATPAYS Work?

As mentioned earlier, ATPAYS uses Nigerian currency (Naira). 

To register, you need to pay them N1,500. After joining, you’ll have earning opportunities such as the following:

  • N400 – For signing up
  • N200 – For sharing sponsored posts on your social media account
  • N1,000 – For referring people (per referral)
  • N100 – For posting jokes, news, stories, etc. (per post)
  • N3 – For reading the news

How Does ATPAYS Pay?

According to the ATPAYS site, they release payments to their affiliate earners twice a week (Mondays and Thursdays). If you’re a non-affiliate member, they pay once a month (on the 25th). They’re also encouraging their members to participate in all the activities on their platform. It seems to me that they’re giving more importance to members who are referring people to their site.

Their minimum threshold to withdraw is N3500. But don’t forget that they won’t be liable to you (or to the law) if they fail to pay you (it's written in their terms and conditions which you must agree to when joining).

If your not cool with that (and I can tell you, I'm not cool with that) my recommendation is to join legitimate online survey sites which are also free to join. 

Legit companies like Survey Junkie are a simple way to get paid for your opinion and Inbox Dollars pays for doing things you may be doing online anyway, like searching the web, watching videos and visiting websites. 

Of course, you won't be able to retire by doing online surveys, but if you've never made money online before, they can be a good place to start.

For something more significant, an online business may be what you're looking for.

Making money from home might be something you need because of medical issues, children to look after, or maybe you're just tired of working for a boss. 

If that’s the case, knowing how (and where) to get started is what you need in order to get what you want.

Now, I'm going to give you a free step by step beginner's guide to making money online and you can get it by Clicking Here

ATPAYS Reviews and Complaints

There are not many ATPAYS reviews out there, but I did find some.

ATPAYS can be found on Trustpilot. At the time of writing this ATPAYS review, they have a 3 out of 5 rating on the site (based on 4 reviews). 

Better than I would have expected to be honest. 

While there was a testimonial that a person got paid on ATPAYS, there were also complaints from people saying they were scammed and did not get paid.

I also saw a public ATPAYS group on Facebook and I found a lot of scam accusations there as well. Below are some screenshots of people accusing ATPAYS of scamming them. 

ATPAYS Review Facebook Reviews and Complaints
Source: Facebook

As you can see, these people apparently didn’t get paid by ATPAYS, which is not surprising since they tell you in their terms and service they may not pay you. 

What can I say… the bad reviews and scam reports on ATPAYS are very hard to ignore. And with all the red flags, I advise you to be very careful when and if you're dealing with this site.

I'm not calling them a scam. Everything I mentioned earlier that I find shady is something they are telling you up front. Whether it's not paying you, tracking your web activity or not giving you a refund… none of it should come as a surprise. It's written and black and white and they are not keeping it a secret from you.  

What I Like About ATPAYS

If I was 100% confident ATPAYS was legit, I would say I like that you can make money with them by doing tasks online like posting and referring them to others. 

I'd also say I like that ATPAYS is offering an opportunity for Nigerians, because I know there are unique limitations in Nigeria when it comes to making money online (such as some companies not being available). 

But I have to be honest and tell you, it’s quite scary in my opinion to join their site. 

What I Don't Like

  • I found a lot of red flags that make me think ATPAYS is a scam. As I said earlier, I'm not calling them a scam because they spell out what they're doing. But even though they tell you they may not pay you, if you put all the time and effort in and don't get paid… it'll feel like they're a scam just the same. 
  • And… sure enough (as predicted in the point above), people are reporting they’re not getting paid.
  • ATPAYS says (in their terms and conditions) that they're not liable for not paying their members.
  • They say they have the right to track you online, not only on their platform but all of your browser activity as well. 

Where Do You Go From Here?

I’m not so sure if ATPAYS is for Nigerians only, but they’re using Nigerian currency in their business. If you’re not from Nigeria, I don’t think it’s a good idea to consider joining this site.

In fact, even if you are from Nigeria I'm not recommending them for reasons I mentioned earlier.

I know you want to make money online and I know how important that money is, but it's risky. I'm not sure ATPAYS would pay you anyway. They can't make that promise.

Another topic I didn't mention is that ATPAYS could also be harvesting your data to sell to others and/or hack into your accounts. I'm not saying this is what they're doing, but with all the other red flags I'm also not confident that they won't do this. 

Having said that, I wouldn't let that discourage you from making money online. 

If it’s rewards sites you’re after, there are a lot of legit sites out there that pay in USD. 

You might be a student in school or a single parent at home. You may have health challenges that make regular work difficult, or maybe you just hate your job and you’re desperate for a way out.

If that's the case, an online business is what you want. 

With all the scams and schemes out there though, knowing how and where to get started the right way is what you need in order to get what you want

Now, I'm going to give you a free step by step beginner's guide to making money online and you can get it by Clicking Here

If you're just looking for a simple way to make some extra spending money, “free-to-join” online survey and get-paid-to sites are good way to get started. 

Sites like Survey Junkie will pay you for your opinion and Inbox Dollars offers rewards for doing things like watching videos, visiting websites and searching the web.  

Of course they won't make you rich, but if you've never made money online before, they can be a good first step to bigger things down the road. 

I hope my ATPAYS review has been helpful and if you have any comments, questions, or experience with ATPAYS, please share in the comments section below.

Important Comment Disclaimer: 
The views, information and opinions expressed in the blog comments are solely those of the individuals involved  and do not necessarily represent those of Gig Hustlers, its owners, employees, or writers. Gig Hustlers is not responsible for, nor does it verify the content provided by individual commenters.

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44 thoughts on “ATPAYS Review – SCAM or Legit Activity Site That Pays?”

  1. Please make a review on the app earnersfx. It’s an app where you invest and get paid after weeks or months depending on the package. It has been paying investora though but we don’t know if it’s a Ponzi scheme or not. I will appreciate a lot if you make a review on that ????????????

    • Thanks for the suggestion Anthony. We will do some initial research and see if it fits our schedule 🙂 I appreciate the heads up.


  2. Even their so called vendors are scammers especially one Shobowale Samuel Bolaji+234 810 507 8490, account details FBN 3112847336, scammed my referral of 1,500 naira. He claimed he didn’t see any credit alert from my referral.

  3. Thanks for review, and can you kindly list here other sites that are legit and are not restricting people people from other parts of the world. Thank you

  4. After registering with 1500 I still didn’t have enough conviction to refer anyone because of doubts. Everyday its one new policy or another by atpays. Anyways, I don’t totally trust them to be legit. Am not sure though

  5. I just joined this site. My younger brother introduced me immediately he joined.

    If I saw this review before now, I wouldn’t join them.

  6. Swissgolden taught me something. Before you invest your 1kobo into any business investigate thoroughly… Thanks for this confirmation

  7. Atpays is paying. I was paid within 4days of joining Atpays. Note: if you don’t have up to 3 referrals, you might not be paid. I was able to get 5 referrals in 4days and on the 5th day of my stay with them, I was paid.

  8. My cousin told me that atpays scammed him, he withdraw 10000 from atpays but when he checked his bank atpays paid 5000 to him I will never join this atpays they are SCAMMERS and theifs

  9. Thanks for the review, I was directed here also by my gf and I just have to check their review before I registered. It’s all about trading online and it as to do with trust issue. I already have people I trade with and the ones I trust that they can redeem my transactions for me. God bless you for the review ????

  10. Please, my password is not working and I haven’t access it, and I paid 1500 naira to start… Please is this a scam or??? Why can’t this problem be resolved because I invested in it..

  11. Anyways, the review is absolutely useful and in life is either u lose or you gain. However, I just joined and I’m being optimistic that I will be get paid at the end. Not until I’m convinced after I must have confirmed the payment, I may not share to my friends.

    • I love this ur review about atpays because when I join the site according to who introduce me said the site can pay u without u referring anybody,but now I have #12136 and #3000 for referring 3 people up till now am unable to withdraw ,I ask who introduce me he said ‘the thin tire me too oo ‘
      With this am seeing atpays as non legit site so I advice we should be careful.

  12. I have not been able to share spornor post to my Facebook fo some time now because there is usually no link for me to share..

    And also I have been applying for withdrawal for some time now but no payment has been made to my account.

  13. I need foreign rewards sites I can get paid for even as a Nigerian. I’m a student who is currently at home doing nothing because of the covid19 pandemic out there. I need your help, kindly mail me.

  14. Atpays his not paying everyone I requested for withdrawal last week Thursday it said successful still no alert requested for another one this Monday no alert again what’s happening @least i have one referal getting tired of this and no proof for me to show people to join do something about this plsss